There are many ways you can diversify your investment portfolio in real estate. And, among them is through notes investing. In this episode, we speak to Susan Elliott of Flow State Investing and she elaborates how note investing can be a good option for you to build financial stability.
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Before discussing notes investing, Susan tells us about her unique background. She shares her experience of paddling whitewater rivers all over the world and becoming a real estate investor. Susan details how she found out about note investing and how she is helping investors add notes to their portfolios to build wealth. Susan describes notes investing as the lending side of real estate. She says it is a good way to grow your savings and be able to put it into a hard asset. She tells us how note investing is also about helping a family’s home not to be foreclosed. Click the play button now and find out how you can start investing in notes!
Key Points From This Episode:
- Susan shares a unique whitewater experience she has – met her husband in Yangtze River in China.
- Susan talks about her background in real investing and details what note investing is about.
- Would Susan house-hack again?
- Where to buy the notes from – the institutions, bank, hedge funds.
- Susan’s tip to those who are interested to invest in notes – align your value.
- How passive investors invest in a note?
- Why should passive investors add notes into their portfolios?
- Susan gives step-by-step details on how to invest in notes and what you can expect when you do.
- What is the likelihood of having to go through foreclosure with notes?
- Susan details why an operator should consider a note fund for their investors.
- How Covid-19 did affect the note investing space?
- How to prepare for a downturn when you’re investing in notes?
- The biggest risk in note investing – not doing your due diligence.
- Susan’s predictions in the real estate market over the next six to twelve months.
- The daily habits that helped Susan achieve success.
- Susan’s best source for meeting new investors right now – going for runs.
- The number one thing that contributed to Susan’s success – being around coaches.
“What’s really nice in the debt world is that… and to have physical collateral is really highly valuable. And for real estate investors, this is an easy leap to make because you understand the value of that physical property.” [0:06:52]
“We buy them (notes) from institutions. We buy them from banks. We buy them from hedge funds. These notes are bought and sold quite frequently.” [0:08:07]
“If you’re interested in adding notes to your portfolio, talk about their specific business strategy because something might align with you and your goals.” [0:09:49]
“New deals are the way that you find out investors. But it is very important that you vet that, right? We want to see that they have a very specific business strategy and you want to see that they’ve implemented that business strategy in the past.” [0:11:51]
“You’re the owner of that paper. The power here is that you have the house as your collateral to be able to take that back.”[0:15:53]
Links Mentioned in Today’s Episode:
About Susan Elliott
Susan spent over a decade traveling the world as a whitewater kayak instructor and working as a River Restoration Engineering. She then found the value-add strategy in Note Investing and founded her company, Flow State Investing, to scale in the note industry and help others add Notes to their investment portfolio. Susan is a momma, an ultra runner, an entrepreneur, and a financial analyst at heart.
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